Nearly everyone needs fast money some time in their life. It usually doesn't matter your age when you need it. You might need money to pay a pressing bill or you may need fast money to buy a gift or fix your car. There are dozens of reason people need FAST money.
Just because you're broke doesn't mean you're poor. If you're just broke, then you can be fixed fairly easily. If you're poor, then you've just accepted a certain lifestyle.
You live in one of the richest countries in the world with tons of opportunities around you every day. America is still the land of the free and the free enterprise system is still alive and well.
