Once again parts of Britain’s travel network has been brought to a near stand still with chaos on the railways, roads and airports, just as the busy holiday season begins with thousands stuck in road jams, railways under water and aircraft unable to land or take off in some regional airports…welcome to sunny Britain.  ? Under the delay section of a policy , most insurers will give some benefit for periods of delay faced at the airport. Do check your individual travel insurance documents as some of the cheaper basic covers do exclude this protection.

Not sure where to holiday in 2009? Well, top destinations tipped to
weather the financial downturn include Mexico, Turkey and Egypt.

  The
low cost of goods and services in these counties means that they remain
an attractive holiday destination as they did throughout 2008. Other
destinations in 2009, which are predicted to beat the global credit
crunch, are Dubai, Dominican Republic, St Lucia, Cuba , South Africa and
Australia.

Open any newspaper, listen to the radio or switch on the TV and the news is the same ? “it’s the economy, stupid? as our erstwhile politicians keep telling us!? The economy isn’t exactly in a great shape, so in the words often favoured by Chancellors of the Exchequer, is it “sensible or prudent? to go abroad on holiday this year?

So far the pressures in the economy haven’t stopped the great British public and maybe the offers from travel agents and internet websites are still too enticing to be turned down, but is this the year of the Great British getaway?

It nearly always pays to get cancellation cover for your holiday trip abroad. All
at the same time that you booked your holiday, which could be several
months before the actual trip. That way, cover would be provided for a
range of events, such as unexpected serious illness to the policy
holder, travelling companion and quite often, illness or worse of a
close relative which results in you having to cancel your trip. Whilst
on the subject of cancellation, do check that the same level of cover
extends to curtailing or cutting short your trip and also look out for
holiday abandonment, which is closely linked to cancellation, for when,
after a set period of delay at your departure airport or seaport , your
policy offers you the option of not continuing your trip and being
reimbursed for your costs up to a specified limit. So the best advice
is that travel insurance
should not be relegated to a ?necessary evil’ purchased just before
your travel but should be considered as a fundamental pre-requisite to
protect your holiday investment.

Senior citizens are one of the most likely groups to holiday abroad, but it is also this group that can have the most difficulty in getting an affordable deal on travel insurance.

There are insurance companies that specialise in providing cover for the over 65′s, as well as a number of non-specialist policies available that cater for the older traveller.

However, some insurers no longer offer multi-trip annual travel insurance cover to older holiday makers, meaning that the older generation are often excluded from the cheapest travel insurance options available.

There are now a range of providers that offer cheap travel insurance for the older holidaymaker, however some customers still find themselves having to pay much higher premiums for the chance to go abroad due to the increased risks associated with their age group.